Your comprehensive guide to safe and secure property exchanges
💡 Practical Transaction Checklist
When you're actively negotiating a property exchange, a practical checklist will automatically appear in your chat to help track your progress through key milestones.
The checklist includes: Property verification, document exchange, identity verification, inspection, legal consultation, final terms, transfer documentation, and completion scheduling.
If ANY of these occur, STOP the negotiation and report the user:
❌ Requests for advance payments, fees, or deposits before meeting
❌ Refuses video calls or in-person meetings
❌ Won't provide government-issued ID verification
❌ Pressures you to "act fast" or claims "limited time offer"
❌ Asks for bank details, passwords, or OTP codes
❌ Property documents have inconsistent names or details
❌ Refuses to meet at the actual property location
❌ Claims to be "out of town" and sends representatives only
❌ Property photos appear to be from real estate websites or stock photos
❌ Offers deals that seem "too good to be true"
REMEMBER: When in doubt, DON'T PROCEED. Your safety and financial security are worth more than any property deal.
Comprehensive Philippine property exchange safety guide • Active: Phase 1 - Initial Offer Stage
Status: Offer Pending - Verify basic listing information and safety research
⏱ Estimated time: 2-3 hours
Check if photos look authentic (not stock photos)
Verify the address exists using Google Maps/Street View
Research typical property values in the area
Screenshot the listing and user profile for records
Search the property address online for any red flags
Check if similar properties are listed elsewhere at different prices
Verify the barangay and city exist and match the listing
Property photos that look too professional or are watermarked
Extremely low or high declared values compared to market rates
Vague location descriptions or missing specific addresses
User profile with minimal information or very recent creation
Registry of Deeds
For title verification and property records
Bureau of Internal Revenue (BIR)
For tax matters and capital gains tax
Professional Regulation Commission (PRC)
To verify licensed professionals
Bangko Sentral ng Pilipinas
For banking security issues
Licensed Real Estate Brokers
For property valuation and documentation
Real Estate Lawyers
For legal guidance and document review
Professional Appraisers
For accurate property valuation
Certified Public Accountants
For tax implications and financial advice
Security Issues
Local Police: 911
For any suspicious or threatening behavior
Local Verification
Barangay Officials
For local property and safety verification
Platform Support
Kalupaan Support
Report platform-related safety concerns
Property exchanges involve significant financial value and legal complexity. It's always better to:
Take More Time
for thorough verification
Spend on Professionals
consultation is worth it
Walk Away
from suspicious deals
Trust Your Instincts
about people and situations
Your safety and financial security are worth more than any property deal.
This checklist is for guidance only and does not constitute legal advice. Always consult with licensed professionals for your specific situation.